Life Skillson Adaptive.
Master Life Skills with Adaptive Learning
Fundamentals

Entrepreneurship 101
Entrepreneurship 101 covers the full early-stage journey from spotting a problem worth solving to building a fundable business β combining lean startup methodology, unit economics fundamentals, and the practical legal and operational knowledge first-time founders need.

Health and Wellness
The Health and Wellness course covers human body systems, physical fitness principles, sleep science, mental health awareness, substance abuse prevention, first aid fundamentals, disease prevention, and social-emotional wellness at a middle-school through high-school level.

Insurance Fundamentals
Insurance Fundamentals covers the major personal insurance lines every adult needs to understand: auto, homeowners and renters, health, life, disability, long-term care, and umbrella liability. Learners develop the knowledge to compare plans, select appropriate coverage levels, avoid dangerous gaps, and make cost-effective insurance decisions throughout life stages.

Investing Basics
Investing Basics covers the foundational knowledge needed to build and maintain a long-term investment portfolio, including asset classes, diversification, index funds, ETFs, asset allocation, rebalancing, dividends, capital gains, and common behavioral pitfalls. The course emphasizes low-cost, diversified, evidence-based investing over speculation.

Negotiation Fundamentals
Negotiation Fundamentals teaches the frameworks, tactics, and psychological principles behind effective negotiating β from salary conversations and vendor contracts to everyday interpersonal negotiations β helping learners get better outcomes while preserving relationships.

Nutrition Fundamentals
Nutrition Fundamentals covers the science of eating well, including macronutrients, micronutrients, caloric balance, fiber, hydration, food label reading, evidence-based diet patterns, practical weight management, and food safety. The course translates nutrition science into actionable everyday food choices grounded in current US Dietary Guidelines.

Personal Finance
The Personal Finance course builds foundational money management skills covering budgeting methods, income and expense tracking, emergency funds, consumer debt strategies, bank account types, compound interest, net worth, and financial goal-setting. Learners develop the practical habits and calculations needed to take control of their household finances.
Associate

Computer Literacy
The Computer Literacy course teaches absolute beginners how computers work, how to navigate an operating system, manage files, use essential productivity software, browse the web safely, troubleshoot common issues, and protect themselves online β no prior experience required.

Credit and Debt Management
Credit and Debt Management teaches how credit scores work, how to read credit reports, and how to strategically pay down debt β giving learners the tools to build strong credit and escape the debt trap.

Digital Privacy and Personal Cybersecurity
The Digital Privacy and Personal Cybersecurity course equips everyday users with practical skills to protect their accounts, devices, and identity onlineβcovering passwords, two-factor authentication, phishing defense, safe browsing, data broker opt-outs, identity theft response, and family digital safety.

Freelancing Basics
Freelancing Basics covers everything needed to launch and sustain a freelance practice β from landing first clients and setting rates to writing contracts, handling taxes, and building toward full-time independence.

Home Buying and Real Estate Basics
Home Buying and Real Estate Basics walks learners through every step of purchasing a home β from rent vs. buy analysis and mortgage types to closing day and post-purchase equity building β demystifying one of the largest financial decisions most people ever make.

Public Speaking
The Public Speaking course builds practical communication skills from managing speaking anxiety to designing organized speeches, delivering with confident verbal and nonverbal technique, supporting claims with credible evidence, and handling Q&A ethically.

Retirement Planning
Retirement Planning covers the full landscape of US retirement savings including 401(k), IRA, SEP, and SIMPLE accounts; required minimum distributions; Social Security claiming strategies; the 4% safe withdrawal rule; Medicare enrollment; pensions; and catch-up contributions. Learners gain the knowledge to make high-value retirement planning decisions at every career stage.

Study Skills and Note Taking
The Study Skills and Note-Taking course teaches evidence-based learning strategies including metacognition, time management, active reading, five note-taking systems, spaced repetition, memory techniques, test preparation, and procrastination interventions for students at every level.

Typing and Keyboarding
The Typing and Keyboarding course builds touch typing skill from home row positioning through full keyboard mastery, covering finger assignments, key reaches, punctuation and symbols, keyboard shortcuts, speed and accuracy training, ergonomic posture, specialized keys, and coding-specific symbol fluency.

US Individual Taxes
US Individual Taxes provides practical literacy for navigating the federal income tax system, covering Form 1040, filing statuses, deductions, tax brackets, withholding, estimated taxes, credits, retirement account tax treatment, capital gains, and basic state tax considerations. Learners develop the skills to understand their own tax returns and make informed tax-reducing decisions throughout the year.
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